Interconnected Liquidity Network (ILN)
Blazing-fast, decentralized cross-chain bridge by clip finance. Connect your blockchain to other blockchains under 1 hour.
TLDR
The Interconnected Liquidity Network (ILN) is a 2-second cross-chain bridging solution, evolved from Clip Finance’s decentralized solver pools into a blazing-fast bridge. By leveraging a solver-as-a-service model and retail liquidity pools, ILN provides near-instant asset transfers and high APYs across 30+ chains. Critically, any new chain can onboard in under one hour via a self-serving kiosk, eliminating the need for manual approvals or lengthy integrations. This plug-and-play approach empowers blockchains, liquidity providers, and users to access unified liquidity, frictionless cross-chain movement, and a streamlined user experience.
For more background on our decentralized solver pools, please see the Clip Finance Decentralized Solver Network Litepaper.
Introduction
The Cross-Chain Challenge
Decentralized finance (DeFi) has expanded across a multitude of blockchains, Layer 2 networks, and app chains. While this growth is promising, interoperability has become a significant challenge. Many existing bridges suffer from:
Slow Transaction Speeds: Transfers can take minutes—or even hours—to finalize.
Limited Liquidity: Bridges often lack robust liquidity pools, leading to high slippage or blocked transactions.
Complex Integration: Onboarding new chains typically requires permission and lengthy manual processes.
Evolution from Decentralized Solver Pools
Clip Finance pioneered decentralized solver pools, where solvers compete to fill user transaction intents. Building on this technology, we’ve evolved into a blazing-fast bridging solution called the Interconnected Liquidity Network (ILN). By combining solver-as-a-service with retail liquidity and self-serve chain integration, ILN addresses the fundamental challenges of cross-chain asset movement.
Core Principles
Solver-as-a-Service
ILN transactions are facilitated by our flagship solver, with future plans to open this model to other solvers.
Solvers handle the heavy lifting of bridging, locking assets on the source chain, and releasing liquidity on the destination chain—ensuring fast and cost-effective transactions.
Retail Liquidity Pools
Inspired by the pool-based approach of other solutions, ILN’s liquidity pools are funded by retail liquidity providers.
Instead of spinning up servers and managing infrastructure to become a solver, users can simply deposit their liquidity into ILN’s pools.
Liquidity providers earn high APYs for enabling instant cross-chain transfers.
Blazing-Fast Settlement
By using intent-based transactions and solver-as-a-service, ILN achieves 2-second bridging speeds (as opposed to minutes or hours).
This near-instant experience is a key differentiator in user satisfaction and DeFi adoption.
Self-Serving Kiosk for New Chains
Unlike many bridging solutions that require manual approvals or complex integration, ILN offers a self-serving kiosk.
Any new chain—whether it’s a Layer 2 or an app chain—can add their RPC endpoint, deposit an initial amount of liquidity, and connect to the ILN in under one hour.
This plug-and-play approach dramatically reduces onboarding time and grants immediate access to 30+ chains in the network.
Unified Liquidity Layer
Once integrated, chains tap into a global liquidity layer that’s shared across all participants.
Users benefit from consistent access to capital, minimal slippage, and near-instant transfers across a growing ecosystem of chains.
How It Works
User Initiates a Cross-Chain Transfer
The user specifies the source chain, destination chain, and asset amount.
An intent is created and broadcast to the solver.
Solver Locks Source Assets
The solver locks or otherwise secures the user’s asset on the source chain.
Simultaneously, it releases an equivalent asset amount from the retail liquidity pool on the destination chain.
Near-Instant Delivery
The user receives their bridged asset on the destination chain in about 2 seconds.
Meanwhile, off-chain settlement finalizes any outstanding transactions or liquidity adjustments.
Liquidity Provider Rewards
Liquidity providers in ILN’s pools earn fees or APYs for enabling the solver to deliver instant cross-chain transactions.
This model scales as more users and blockchains join, increasing total liquidity and fee revenue.
General EVM Layer 2 Chain Case Study
Background
An emerging EVM Layer 2 (L2) chain has a native Ethereum-L2 bridge but seeks to onboard users from multiple ecosystems (Polygon, Arbitrum, BNB Chain, etc.) in near real-time, not just from Ethereum.
Integration Steps
RPC Access
The L2 chain provides ILN with an RPC endpoint, enabling the solver to read and write transactions on the chain.
Initial Liquidity Deposit
The L2 (or a designated liquidity provider) deposits a base amount of ETH (or another asset) into ILN’s L2-side pool.
When a user on Polygon bridges 1 ETH to the L2, the user instantly receives that 1 ETH from the pre-deposited pool.
2-Second Bridge
The bridging process typically completes in 2 seconds, drastically outperforming conventional 5-10 minute solutions.
The solver-as-a-service handles cross-chain settlement behind the scenes.
Outcomes
Frictionless Adoption: Users can move assets from 30+ chains to the L2 with near-zero wait times.
Liquidity Gains: The L2’s total value locked (TVL) increases as users bring more assets over.
Competitive Edge: Instant bridging differentiates the L2 chain in a crowded market, attracting dApps and end-users.
Comparison with Existing Bridges
Bridging Speed
~2 seconds
~5-10 minutes
Minutes
1-15 minutes
Minutes to hours
Liquidity Model
Retail Liquidity + Solver-as-a-Service
Pool-based
Bootstrapped liquidity
Cross-chain relayers
Varies: typically selective or aggregator-based
Chains Supported
30+ (and growing)
Selective
Growing
L2-centric
Typically limited, slower expansions
Transaction Flow
Intent-based, solver executes instantly
Single-route bridging
Multi-route bridging
Single aggregator
Usually aggregator or single bridging approach
Integration Model
Self-Serve Kiosk (No Permission, < 1 hour)
Permissioned
Usually permissioned
Usually permissioned
Usually permissioned or partial
Settlement Mechanism
Off-chain solver finalization
On-chain finality
On-chain finality
On-chain finality
On-chain finality
Security Approach
Solver staked collateral, fast settlement reduces MEV risk
Protocol-level security model
Configurable trust model
UMA-based verification
Multi-sig or guardian-based
(Exact times vary by chain load and finality.)
Conclusion
The Interconnected Liquidity Network (ILN) is the next evolutionary step from Clip Finance’s decentralized solver pools, now adapted into a blazing-fast bridging solution. By utilizing a solver-as-a-service approach and retail liquidity pools, ILN delivers 2-second cross-chain transfers for a growing ecosystem of 30+ chains.
Any new chain can self-onboard in under one hour by simply adding an RPC endpoint and depositing initial liquidity—instantly gaining access to a unified liquidity layer and a vast user base. Liquidity providers benefit from high APYs, while users enjoy a frictionless, near-instant bridging experience.
As the blockchain landscape evolves, ILN stands out as a scalable, permissionless, and efficient solution for cross-chain interoperability, shaping the future of decentralized finance.
Get Involved
Developers & Blockchains: Integrate your chain using our self-serve kiosk for instant cross-chain liquidity in under one hour.
Liquidity Providers: Deposit assets into ILN’s retail pools and earn high APYs for enabling near-instant bridging.
Website: Clip Finance
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